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Benefits of Membership

Those lucky individuals who belong to Modesto’s First Federal Credit Union save hundreds of dollars a year on loans, miscellaneous fees, no-fee share draft accounts, compared to what those same services at banks frequently cost. In addition, Modesto’s First members profit from our superior rates on car loans, certificate accounts and share accounts. Accounts are insured to $250,000 by the National Credit Union Share Insurance Fund.

By joining Modesto’s First FCU, you get a host of services and benefits, most at no cost!

  • Very low loan rates with great terms
  • FREE Online Banking let’s you access your account info 24/7
  • FREE Share Draft (checking account) with the VISA Debit/ATM Card
  • Up to 100% financing on new and used car loans with low rates AND
  • High-yield Share Certificate Accounts from 6, 12, 24 and 36 months
  • Fast consumer loan approval with up to 100% financing on new and used car loans
  • Direct deposit of payroll
  • Automated loan payments and transfer of deposits
  • Real estate loans, including First and Second Mortgages and Home Equity Lines-of-Credit
  • Discounted Amusement Tickets
  • Member Protection Services
  • Free member service in the lobby or over the phone
  • And much, much more…