Join

General Information

Membership in Modesto's First Federal Credit Union is open to the following:

• Employees of the City of Modesto
• Employees of Lucent Technologies
• Employees of AT&T and its subsidiaries who work in Stanislaus County
• Employees of Proctor and Gamble who work in Stanislaus County
• Employees of Fabricated Extrusion who work in Modesto
• Physicians, physician's staff members of Stanislaus Medical Society in Modesto, employees of Stanislaus Medical Society
• Employees of A. E. Kline DVM / College Veterinary Hospital
• Employees of Liquid container L.P.
• Employees of Modesto Tractor
• Employees of and volunteers of Habitat for Humanity - Stanislaus who live in Stanislaus County
• Practitioner, Student, and Post Graduate Members of the American Association of Medical Transcription.
• Employees of the American Association of Medical Transcription
• Members and Employees of the Girl Scouts - Muir Trail Council
• Members of R & S Custom Cycles Club
• Members of the Valley Customs Motorcycle Club
• Members of Red Hot Customs Motorcycle Club
• Employees and volunteers of the Catholic Charities Diocese of Stockton who work in Stockton, Modesto, or Sonora, California
• Employees of European Automotive Specialties
• Family members of any person eligible in the above groups
• Employees of Manteca Ambulance Service - Manteca & Sonora

Once-A-Member, Always-A-Member

Credit union members retain their right of membership regardless of continued employment or relationship to an employee. Membership is not lost due to change of employment, family relationship, or place of residence.

To Join the Credit Union

A deposit of $25.00 or more must be applied as an initial opening deposit. Pick up a membership application at our office or give us a call to have the form mailed to you. Then mail in the form with a copy of your driver's license, social security card and a $25.00 check. To download a membership application click on the link below.

Membership Application

Earning Dividends

Dividends begin to accrue on the business day you deposit cash or non-cash items (e.g. checks) to your account, if deposited before the close of business. Dividends are paid on accounts quarterly. The dividend rate and APY for regular share accounts are accurate as of the last dividend declaration date.