One way of budgeting for your holiday expenses is our Holiday Club Account. You decide how much you want deposited to your Club Account via payroll deduction, transfer from your savings or checking with us, or mailing the funds to us to deposit. On November 1st, we will either mail you a check for the balance in the account or transfer the funds into your M1FCU savings or checking account.

You will be able to shop with funds you have already budgeted for these holiday expenses. The Holiday Club Account will then start again for the next year in the manner you choose.

  • Dividends paid quarterly on the average daily balance.
  • Funds can be automatically transferred to savings, draft accounts, or withdrawn on your request.
  • Funds may remain in account if not needed.