Need extra cash for the holidays? Modesto’s First Federal Credit Union’s Skip-A-Pay program can help by allowing you to skip your loan payment(s) in the month of November or December.

To qualify, you must be a member in good standing*. If you take advantage of this offer, it doesn’t change your monthly payment amount, but it does extend the loan’s term by one month. Interest continues to accrue on the loan balance from the last payment.

Take a break from that monthly bill and free up some extra cash on anything you wish!

To take advantage of this offer, print this form, and return it by fax to (209) 521-4570 or stop by our office to complete the form. This offer expires 12-31-2020.

*To skip your payment, you must apply for the Skip-A-Pay program and be approved by the Credit Union. Joint loans require all borrowers’ signatures.  Not offered on Visa, or Mortgage Loans (1st Mortgage Loans, 2nd Deeds or Home equity Lines of Credit), the first payment or loans with balances exceeding $75,000.  Loans are limited to two (2) Skip-A-Payments per calendar year.  There is a $25 service fee to skip each monthly payment on each loan.  By taking advantage of Skip-A-Pay, the skipped payment will be repositioned to the end of your loan.  Interest will continue to accrue on a daily basis at the Annual Percentage Rate set forth in your loan agreement, both during and after the deferral period.  Other restrictions may apply.