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Auto Loans Modesto, CA

Modesto’s First Federal Credit Union

Financing to fit your needs

If you live in Modesto, CA, and are looking to finance your dream ride, Modesto’s First FCU is here for you! Our auto loans in Modesto, CA, are here to assist you in purchasing the car of your dreams. Whether you are looking to buy new or used, our auto loans in Modesto, CA, cover it all! 

Financing To Fit Your Needs

Whether you’re searching for a graduation gift for your teenage driver or an upgraded ride to fit your style, our auto loans in Modesto, CA, are here to make your car-buying experience as smooth as possible. 

For our new vehicle auto loans in Modesto, CA, we offer up to 100% financing for the vehicle's purchase price with terms that range from 12-84 months. Our new vehicle loans are also as low as 5.00% APR*. Our used vehicle auto loans also offer up to 100% of Kelley Blue Book Retail Value financing with terms ranging from 12-144 months and rates as low as 5.50% APR*. 

According to the National Credit Union Administration (NCUA), the national average rate for auto loans at credit unions was 4.60% APR* for the fourth quarter of 2022, compared to 6.81% APR* at for-profit banks. That means that credit unions are known for better rates. 

 

Join Modesto’s First FCU For Your Auto Loan in Modesto, CA

Membership at Modesto’s First Federal Credit Union is available to a wide range of individuals and groups within the Modesto city limits. This includes residents, workers, students, and those who worship within the city. Employees of the City of Modesto and AT&T personnel working in Modesto are also eligible. Additionally, physicians and their staff affiliated with the Stanislaus Medical Society, as well as employees and volunteers of Habitat for Humanity and the Children’s Crisis Center in Stanislaus County, can become members. This opportunity is also extended to employees of Four Star Recovery and the immediate family members of any eligible person within the aforementioned categories.

A Modesto’s First FCU membership is for life, no matter if there is a change due to employment, family relationship, or place of residence. All you need to do to preserve and activate your membership is a minimum of $5.00. Opening an account with Modesto’s First FCU unlocks a number of financial products, competitive rates, and member services. Visit your local branch, or request to talk to a representative who can help answer your questions!


Contact us:

Address:
430 12th Street
Modesto, CA 95354

Phone: (209) 521-2020
Toll-Free: (888) 945-2020
Email: info@m1fcu.org
Fax: (209) 521-4570
S/B: (209) 521-2020