Checking Accounts
What is a share-draft account?
A share-draft checking account is the credit union equivalent to a regular checking account at a for-profit bank.
The main difference is that, unlike the bank, you don’t need a minimum balance to open a share-draft checking account at Modesto’s First Federal Credit Union.
Additional Credit Union Checking Account Features:
Unlimited draft writing
No per-check charges
Federally insured by the National Credit Union Administration
Join Modesto’s First FCU Family and Open a Checking Account Today!
Modesto’s First Federal Credit Union members are those individuals that live, work, attend school, or worship within the Modesto, California city limits. A membership at Modesto’s First FCU also extends to immediate family members.
A Modesto’s First FCU membership is for life, no matter if there is a change due to employment, family relationship, or place of residence.
Deposit a minimum of $5.00 to activate and preserve your membership, unlocking a number of financial products, competitive rates, and member services.
Visit your local branch, or request to talk to a representative who can help answer your questions!