SPRING AND GET
Receive .25% Interest Rate Reduction on a Green Car Pick a hybrid, electric vehicle, or a vehicle that is U.S. EPA certified SmartWay and we’ll reward you with a .25% discount on the APR*. Plus we offer up to 120% financing* and repayment terms from 6 to 84 months.
Energy Efficient Appliances
Discounted rates on personal loans to help you purchase Energy Efficient Appliances for your home! Rates as low as 5.50% APR**– hurry this is only available until May 29, 2020.
Apply online today or contact one of our friendly Member Service Representatives at (209) 521-2020 for complete details.
*APR = Annual Percentage Rate and are subject to change. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications. M1FCU offers its members rates based on individual credit worthiness and length of financing. Up to 120% of the sticker price, including tax, tag, title fees, GAP protection and Extended Warranties can be financed. We offer terms from 84 months on vehicles valued at over $30,000 when purchased. Offer does not apply to refinancing existing M1FCU auto loans. Loan payment example: Pay $15.08 per month per $1,000 borrowed for 72 months at 2.74% APR with up to 100% financing. M1FCU offers extended warranty packages on most new vehicles. Before agreeing to any dealer extended warranty program, compare the benefits and features of our plan. **Go-Green Personal loan rates effective March 1, 2020. Rates range from 5.50% to 7.00% APR and are subject to change. Actual rates are disclosed to applicant in writing prior to loan execution. Amounts range from $1,000 to $5,000 and terms range from 12 to 24 months. Offer does not apply to refinancing existing M1FCU loans. To learn more about rates and terms call (209) 521-2020, visit m1fcu.org, or visit our branch. Loan payment example: $44.79 per month per $1,000 borrowed at 7.00% APR for 24 months. Interest accrues from date funds are advanced. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications.