Go ahead, take that trip! We are offering fantastic short-term, low- rate vacation loans! Enjoy rates as low as 5.50% APR* but hurry! This Vacation Loan is only available until June 28, 2019. Please contact one of our friendly Member Service Representatives at (209) 521-2020 for more details.

Don’t want to carry a lot of cash on your vacation? Our Platinum VISA® Credit Card and a Platinum Shared Secured VISA® offer low interest rates and no annual fee. Apply today and have the card ready for your next vacation! For more information call us at (209) 521-2020.

*APR = Annual Percentage Rate. Vacation loan rates effective April 1, 2019 and are subject to change. Rates range from 5.50% to 7.00% APR. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications.  Actual rates are disclosed to applicant in writing prior to loan execution. Amounts range from $1,000 to $5,000 and terms range from 12 to 24 months. Offer does not apply to refinancing existing M1FCU loans. To learn more about rates and terms call (209) 521-2020, visit, or visit our branch. Loan payment example: $44.79 per month per$1,000 borrowed at 7.00% APR for 24 months. Interest accrues from date funds are advanced. Normal credit and lending guidelines apply.   No more than two loan promos per member can be opened concurrently.  Vacation loan offer ends June 28, 2019.

4.99% APR* for 18 months

when you transfer an existing balance to our Visa Platinum credit card between June 1, 2019 and August 30, 2019.  You will receive 4.99% APR for 18 months from the date of the transfer.  After the promotional time frame expires, remaining balances will migrate to the standard APR applicable on your account.  Call us at (209) 521-2020 for more information, or apply online today!

*APR – Annual Percentage Rate