Looking to purchase a NEW Car – we can help! Enjoy rates as low as 2.25% APR*.  As an added bonus, if your loan funds by September 30, 2019 we will give you a Prime Shine Car Wash for six months ($48 value)** as our thank you!

Apply online today or contact one of our friendly Member Service Representatives at (209) 521-2020 for more details.

*APR = Annual Percentage Rate and are subject to change. Rate, maximum term, maximum loan amount and advance amount based on credit qualifications. M1FCU offers its members rates based on individual credit worthiness and length of financing. Up to 120% of the sticker price, including tax, tag, title fees, GAP protection and Extended Warranties can be financed. We offer terms from 84 months on vehicles valued at over $30,000 when purchased. Representative example: Pay $15.31 per month per $1,000 borrowed for 72 months at 3.25% APR with up to 100%financing. M1FCU offers extended warranty packages on most new vehicles. Before agreeing to any dealer extended warranty program, compare the benefits and features of our plan. **To receive Prime Shine Gift Card, your loan must fund on or before September 30, 2019.  The Gift Card will be mailed to you within forty-five (45) days of loan funding, and will be considered taxable income and reported to federal and state agencies as required. Please consult with a tax professional if you have questions concerning the tax implications.  All loan applications are subject to review.