Hardship Request
We are sorry to hear that you are experiencing difficulties making ends meet.
To evaluate your request for a workout loan we need the following information from you. Once we have received all of the documentation, we will do a soft pull of your credit information (not a hard credit inquiry) and then we will review everything to determine the options we can offer. The workout arrangements vary depending upon the circumstances of the member; and can include extending the term and/or lowering the interest rate all to lower the total monthly obligations.
Items needed for workout applicaTION
Letter of hardship - signed by all borrowers
Hardship debt worksheet
Signed Borrower’s Certification & Authorization to Release Information
Last two months of bank statements
Last two months of paystubs OR most recent tax return
If receiving unemployment or other assistance - award letter and recent payments
If you have a mortgage - your most recent mortgage statement
If you pay rent/lease - a copy of the agreement
Employer contact information for verification of employment