Personal Loans in Modesto, California

Personal Loans from Modesto’s First Federal Credit Union

What is a personal loan?

A Personal Loan can be a great resource when life events, both expected and unexpected, force you to become flexible with your finances. 

Whether you’re booking a wedding venue, planning a vacation at the beach, or need car repairs, a Personal Loan from Modesto’s First Federal Credit Union offers members flexibility in the form of competitive rates and terms. Get started with a loan application today!

Not all Personal Loans are created equally. Modesto’s First Federal Credit Union offers both secured and unsecured Personal Loans.

Unsecured Personal Loans

The most common example of an unsecured Personal Loan is a Credit Card. You get loaned a fixed amount of money at an interest rate and a minimum monthly payment to be determined by the lender.  

Learn how to get approved for Modesto First FCU’s Platinum Visa Credit Card!

Secured Personal Loans

Secured Personal Loans, like unsecured Personal Loans, are also fixed amounts of money paid out to borrowers, but differ in that the payments remain the same over a certain number of months. These types of Personal Loans are also secured by collateral, such as a house or car.

Join the Modesto’s First FCU Family & Apply for a Modesto Personal Loan Today

Modesto’s First Federal Credit Union members are those individuals who live, work, attend school, or worship within the Modesto, California, city limits. A membership at Modesto’s First FCU also extends to immediate family members. 

A Modesto’s First FCU membership is for life, no matter if there is a change due to employment, family relationship, or place of residence. 

Deposit a minimum of $5.00 to activate and preserve your membership, unlocking a number of financial products, competitive rates, and member services.

Visit your local branch or request to talk to a representative who can help answer your questions about Personal Loans in Modesto!